A mortgage loan
officer is a licensed mortgage professional that has completed the required education and training to properly assist those in need of finding the right financing for their
real estate needs.
broker is the entity that hires mortgage loan officers to assist those in need of finding the right financing for their real estate needs. The training that is required to
be a licensed mortgage loan officer must completed in association with the National Mortgage Licensing System and the
loan officer's state where he will be originating loans.
As part of our service, we are
required to collect the necessary documents in order to PROPERLY QUALIFY the prospective borrower or borrowers. We are to process those documents, safely and securely, for the lender
that will be lgiving you the cash to buy your property.
Mortgage Bankers Corp can help you finance the purchase of your property, but we help you in so many other ways too.
analytics- We can tell you what you need to do get your credit ready for financing. If you cannot get financing immediately, we will tell you, step by step, what needs to be done to put your
credit in a position to qualify for financing.
Rescores- If you are
hard-pressed to close on your home loan and you cannot wait 30, 60 or 90 days for the the credit bureaus to update, we offer credit report rapid rescore service. Once you have completed the
step by step credit analytics portion and have done the required adjustments, we can request that the credit bureaus update your scores within 2 weeks.
- Income analytics and
strategies- We review income documents and we will work closely with your accountant or CPA to ensure that they understand what your real estate goals are, and how to best achieve meeting
- Real Estate Agent
friendly- We love working with real estate agents. A successful real estate team is built on the great relationship between the real estate agent and the loan officer. We have real estate
experience and we enjoy assisting the real estate agent whenever we can.
- Constant Communication-
When applicable, the financing of a real estate transaction is the most vital part of the process. Real estate agents, title agents, buyers and sellers all need to know what is going on. Without a
constant and open line of communication, there is no way to anticipate and mitigate problems that may arise...and trust me there is no such thing as a smooth real estate transaction. But that is why
you hire a great team.
CERTIFIED MORTGAGE PLANNING SPECIALIST (CMPS®)
- We will work with your financial planner,
or accountant/CPA, to strategize your long-term and short- term mortgage goals in order to maximize your potential tax benefits.
If you have a question about any of the
services mentioned above, or think you may be able to benefit from our services, please call us today. Home values are going up.
If you wait too long, you may wait yourself out from buying a home.